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The advance payment Assistance Program (DPAP) assists Nova Scotians with modest incomes who pre-qualify for an insured home loan to purchase their very first house.

Posted by admin on February 21, 2020  /   Posted in Check Cashing Open Near Me

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Eligible individuals can put on to get an interest-free loan that is repayable of to five % of this purchase cost of a property.


  • The purchase cost of the house may well not go beyond $280,000 within the Halifax Regional Municipality (HRM) and $150,000 within the remaining portion of the province.
  • Participants will need to have good credit and get pre-approved for an insured home loan by an accepted lender.
  • The following criteria must be met: for an applicant to be eligible for the assistance
    • The home is in Nova Scotia
    • The applicant is really a home buyer that is first-time
    • The applicant doesn’t have the ability that is financial spend 5% for the purchase cost of the home without support regarding the program.
    • The applicant is pre-approved for an insured home loan by an established standard bank
    • The applicant has a satisfactory credit history
    • The applicant has reviewed the material that is educational first-time house purchasers given by Housing Nova Scotia (see below)
    • The applicant’s total household earnings is lower than $75,000
    • The applicant is really a Canadian resident or has resident status that is permanent
    • The applicant has resided in Nova Scotia for at the very least year

  • The bought property should be the applicant’s principal residence; leasing properties, regular and leisure properties aren’t eligible. Read More

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